MS mortgage rates

Sunflower County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Sunflower County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Sunflower County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Sunflower County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Sunflower

A local view of the market.

The real estate market in Sunflower County, Mississippi, has seen significant changes recently. The median home listing price is $185,000, reflecting a year-over-year increase of approximately 29.4%. However, the average home value, according to Zillow, is lower at $95,838, which has decreased by 7.2% over the past year. Sunflower County includes several notable cities, with Indianola being the largest. Indianola has a population of approximately 9,000 residents and serves as the county seat. Other significant towns include Ruleville, with about 3,000 residents, and Moorhead, which has a population of around 2,000. These cities are central to the county's cultural and economic activities. Living in Sunflower County offers a blend of rural and suburban lifestyles, with agriculture playing a crucial role in the local economy. The region is known for its farming activities, particularly in crops like cotton and soybeans. The county's economy is also supported by industries such as manufacturing and education. People may be drawn to Sunflower County for its affordable housing and the opportunity to enjoy a quieter, rural lifestyle while still having access to essential amenities and services.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaIndianolaMapped market area
Area code26940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Sunflower County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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