VA mortgage rates

Sussex County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Sussex County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Sussex County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$707,250
2 units$905,400
3 units$1,094,450
4 units$1,360,100

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Sussex County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Sussex

A local view of the market.

In Sussex County, Virginia, the real estate market has seen a positive trend with the median listing home price reaching $239,500 in October 2024, marking a 6.5% increase from the previous year. The median price per square foot is $146, and the median sold home price is $215,100. The market is balanced, indicating a stable supply and demand for homes. The county includes several notable cities such as Wakefield, Waverly, and Jarratt. Wakefield is the most expensive city with a median listing price of $265,000, while Jarratt is the most affordable at $142,500. These cities offer a range of housing options, contributing to the county's diverse real estate landscape. Living in Sussex County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county is characterized by its open spaces and farming communities, providing a peaceful lifestyle. The top industries include agriculture, manufacturing, and retail, attracting people seeking a quieter, more rural environment away from urban centers.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaRichmondMapped market area
Area code40060CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Sussex County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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