Sussex County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Sussex County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Sussex County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Sussex County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
In Sussex County, Virginia, the real estate market has seen a positive trend with the median listing home price reaching $239,500 in October 2024, marking a 6.5% increase from the previous year. The median price per square foot is $146, and the median sold home price is $215,100. The market is balanced, indicating a stable supply and demand for homes. The county includes several notable cities such as Wakefield, Waverly, and Jarratt. Wakefield is the most expensive city with a median listing price of $265,000, while Jarratt is the most affordable at $142,500. These cities offer a range of housing options, contributing to the county's diverse real estate landscape. Living in Sussex County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county is characterized by its open spaces and farming communities, providing a peaceful lifestyle. The top industries include agriculture, manufacturing, and retail, attracting people seeking a quieter, more rural environment away from urban centers.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Sussex County
Common questions about 2026 loan limits and refinancing opportunities in Virginia.
Your rate opportunity should feel clear.
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