TX mortgage rates

Tarrant County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Tarrant County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Tarrant County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$563,500
2 units$721,400
3 units$872,000
4 units$1,083,650

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Tarrant County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Tarrant

A local view of the market.

The real estate market in Tarrant County, Texas, has seen a significant shift over the past year, with the median home sold price dropping to $280,999 in October 2024, a decrease of 27% compared to the previous year. This change reflects a neutral market condition where prices are reasonable, and homes typically remain on the market for an average of 39 days. Tarrant County is home to several prominent cities, including Fort Worth, Arlington, and Mansfield. Fort Worth, the county's largest city, boasts a population of approximately 958,692, while Arlington follows with around 398,854 residents. Mansfield, a growing suburban city, has a population of about 77,360, contributing to the county's diverse urban landscape. Living in Tarrant County offers a mix of suburban and rural experiences, with suburban areas like Arlington and Fort Worth providing vibrant community life and amenities. The county's economy is supported by industries such as aerospace, healthcare, and manufacturing, attracting a workforce seeking suburban comfort with urban accessibility. Migration patterns indicate that people are moving to Tarrant County for its affordable housing options and job opportunities, making it a desirable location for families and professionals alike.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDallas-Fort Worth-ArlingtonMapped market area
Area code19100CBSA / MSA reference
Featured communitiesMansfield · North Richland Hills · SouthlakeFrom the county record
Data year2026Aligned with this limit record
MansfieldNorth Richland HillsSouthlake
Top cities & communities

Communities to explore.

MansfieldNorth Richland HillsSouthlakeEulessHaltomHurstArlingtonBenbrookFort WorthGrapevineWataugaColleyvilleSaginawKellerBedford
Questions & Answers

Refinancing in Tarrant County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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