MS mortgage rates

Tate County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Tate County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Tate County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Tate County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Tate

A local view of the market.

The real estate market in Tate County, Mississippi, is characterized by a median listing home price of approximately $294,900, with homes selling for a median price of $269,300. This reflects a buyer's market, as the supply of homes exceeds demand, leading to homes selling for around the asking price on average. Tate County includes several notable cities, with Senatobia being the largest. Senatobia has a population of approximately 7,000 residents and serves as the county seat. Coldwater is another key city, with a smaller population but significant local amenities and community activities. Living in Tate County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape includes farms and open spaces, providing a rural charm alongside suburban conveniences. Top industries include agriculture, education, and manufacturing, attracting people seeking a quieter lifestyle with access to larger urban centers nearby.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMemphisMapped market area
Area code32820CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Tate County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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