TX mortgage rates

Taylor County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Taylor County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Taylor County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Taylor County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Taylor

A local view of the market.

The real estate market in Taylor County, Texas, is currently experiencing a buyer's market, with a median listing home price of $260,000 as of October 2024. This represents a decrease of 8.2% compared to the previous year. Homes in the county are selling for a median price of $251,500, and the average price per square foot is $152. Taylor County's largest city is Abilene, with a population of approximately 130,251. Other notable cities include Merkel, with a population of 2,420, and Tye, which has about 1,231 residents. Tuscola is another smaller city in the county, with a population of 835. Living in Taylor County offers a mix of rural and suburban lifestyles, with agriculture being a significant industry. The county spans approximately 919 square miles, and its economy benefits from sectors such as agriculture, forestry, and mining. The area is known for its cattle and sheep farming, and it provides a peaceful environment that attracts people seeking a quieter, more rural lifestyle. The county's suburban areas offer amenities and services that cater to residents looking for a balance between rural and urban living.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaAbileneMapped market area
Area code10180CBSA / MSA reference
Featured communityAbileneFrom the county record
Data year2026Aligned with this limit record
Abilene
Top cities & communities

Communities to explore.

Abilene
Questions & Answers

Refinancing in Taylor County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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