VA mortgage rates

Tazewell County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Tazewell County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Tazewell County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Tazewell County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Tazewell

A local view of the market.

Tazewell County, Virginia, presents a real estate market characterized by affordable housing options. As of October 2024, the median listing home price was approximately $169,900, with homes selling for a median price of $115,000. This indicates a buyer's market, where the supply of homes exceeds demand, offering potential buyers a range of options at competitive prices. The county encompasses several notable cities, including Tazewell, Bluefield, Cedar Bluff, and Richlands. Tazewell, with a median listing price of $147,600, offers affordable three-bedroom homes and above-average schools. Bluefield, with a median price of $145,000, also boasts quality elementary schools. Cedar Bluff is the most expensive city in the county, with a median home price of $245,000, while Richlands has a median price of $199,000. Living in Tazewell County offers a blend of rural and suburban lifestyles, with a strong presence of agriculture and farming. The area is known for its scenic landscapes and outdoor activities, appealing to those seeking a quieter, rural environment. Key industries include agriculture, manufacturing, and healthcare, which attract individuals looking for employment opportunities in these sectors. The county's affordable housing and quality of life make it an attractive destination for those relocating from more urbanized areas.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBluefieldMapped market area
Area code14140CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Tazewell County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

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