CO mortgage rates

Teller County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Teller County, Colorado. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Teller County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,650
2 units$693,400
3 units$838,150
4 units$1,041,650

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Teller County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Teller

A local view of the market.

Teller County, CO, has a growing real estate market, with median home values around $550,000 in 2024. Known for its mountainous terrain and proximity to Colorado Springs, it attracts both families and retirees looking for an affordable mountain lifestyle. Woodland Park, the largest city, has a population of around 8,500, providing a suburban feel with essential amenities, while Cripple Creek is known for its casinos and historical attractions. Teller County offers a rural-suburban mix with an economy based on tourism, small businesses, and commuting opportunities to Colorado Springs. Its natural beauty, affordability, and outdoor activities make it appealing for residents seeking a small-town feel near urban amenities.

County snapshot

Market context.

CO

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaColorado SpringsMapped market area
Area code17820CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Teller County

Common questions about 2026 loan limits and refinancing opportunities in Colorado.

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