LA mortgage rates

Tensas Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Tensas Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Tensas Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Tensas Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Tensas Parish

A local view of the market.

The real estate market in Tensas Parish, Louisiana, is characterized by relatively low home values compared to national averages. The median home value is approximately $78,300, which is significantly lower than the national median of $281,900. The area has seen fluctuations in home prices, with some reports indicating a decline over the past year. The rental market is also affordable, with a median rent of $622, making it an attractive option for those looking for budget-friendly housing. Tensas Parish includes several small communities, with St. Joseph and Newellton being among the most notable. St. Joseph serves as the parish seat and has a population of around 1,176 residents, while Newellton is slightly smaller, with a population of approximately 1,007. These towns offer a glimpse into the rural lifestyle that defines much of the parish, with a strong sense of community and local culture. Living in Tensas Parish offers a predominantly rural experience, with agriculture playing a significant role in the local economy. The area is known for its farming and agricultural activities, which are central to the community's way of life. The parish's landscape is dotted with farms and open spaces, providing a serene and picturesque environment. The top industries include agriculture and related services, which attract individuals seeking a quieter, more rural lifestyle. People may be drawn to Tensas Parish for its affordability, natural beauty, and the opportunity to engage in farming and other outdoor activities.

Questions & Answers

Refinancing in Tensas Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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