LA mortgage rates

Terrebonne Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Terrebonne Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Terrebonne Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Terrebonne Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Terrebonne Parish

A local view of the market.

The real estate market in Terrebonne Parish, Louisiana, has seen a slight increase in home values over the past year. The average home value is approximately $174,723, marking a 0.4% rise. Homes in this area typically go pending in about 75 days, indicating a moderately paced market. Terrebonne Parish includes several notable cities, with Houma being the largest. Houma has a population of around 33,000 residents and serves as the parish seat. Other significant areas include Theriot and Chauvin, though these are smaller in population compared to Houma. Living in Terrebonne Parish offers a mix of rural and suburban experiences. The area is known for its agricultural activities, with many residents engaged in farming and related industries. The parish's economy is also supported by the oil and gas sector, which attracts workers and contributes to migration patterns. People may be drawn to Terrebonne Parish for its balance of suburban amenities and rural charm, along with employment opportunities in these key industries.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaHouma-ThibodauxMapped market area
Area code26380CBSA / MSA reference
Featured communityHoumaFrom the county record
Data year2026Aligned with this limit record
Houma
Top cities & communities

Communities to explore.

Houma
Questions & Answers

Refinancing in Terrebonne Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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