TX mortgage rates

Tom Green County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Tom Green County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Tom Green County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Tom Green County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Tom Green

A local view of the market.

The real estate market in Tom Green County, Texas, is experiencing a modest growth trend. As of October 2024, the median listing home price is approximately $288,500, marking a 2.5% increase from the previous year. The average home value in the county is around $228,354, reflecting a 1.0% rise over the past year. San Angelo is the largest city in Tom Green County, with a population of over 100,000 residents. It serves as the county seat and is a central hub for commerce and culture in the region. Other notable cities include Christoval, known for its scenic beauty and vineyards, and Grape Creek, which offers a more rural lifestyle. Living in Tom Green County offers a mix of rural and suburban experiences. The county is characterized by its agricultural roots, with farming and ranching being significant industries. Suburban life is centered around San Angelo, providing residents with amenities and services typical of a larger city. The county attracts new residents due to its affordable housing, strong community ties, and opportunities in agriculture and education.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSan AngeloMapped market area
Area code41660CBSA / MSA reference
Featured communitySan AngeloFrom the county record
Data year2026Aligned with this limit record
San Angelo
Top cities & communities

Communities to explore.

San Angelo
Questions & Answers

Refinancing in Tom Green County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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