OH mortgage rates

Trumbull County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Trumbull County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Trumbull County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Trumbull County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Trumbull

A local view of the market.

Trumbull County, Ohio, has a dynamic real estate market with a median listing home price of $180,000 as of October 2024, reflecting a significant increase of 20.1% year-over-year. The median sold home price is slightly lower at $161,300, indicating a competitive market where homes are selling close to their listing prices. The county is home to several prominent cities, including Warren, Cortland, and Niles. Warren, the largest city, has a median home price of $174,900 and is known for its affordable multi-family homes. Cortland, with a population of approximately 6,500, has a higher median home price of $235,000, reflecting its appeal as a suburban community. Niles, with a population of around 18,000, offers a more affordable median home price of $139,900, making it attractive for families and first-time homebuyers. Living in Trumbull County offers a mix of rural and suburban experiences. The area is characterized by its agricultural roots, with many residents engaged in farming and related industries. The county's economy is supported by top industries such as manufacturing and healthcare, providing stable employment opportunities. Real estate migration patterns indicate that people are moving to Trumbull County for its affordable housing options and the appeal of suburban life with easy access to rural landscapes, making it an attractive destination for those seeking a balanced lifestyle.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaYoungstown-Warren-BoardmanMapped market area
Area code49660CBSA / MSA reference
Featured communityWarrenFrom the county record
Data year2026Aligned with this limit record
Warren
Top cities & communities

Communities to explore.

Warren
Questions & Answers

Refinancing in Trumbull County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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