CA mortgage rates

Tuolumne County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Tuolumne County, California. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Tuolumne County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Tuolumne County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Tuolumne

A local view of the market.

Tuolumne County, CA, has a modest real estate market with median home values around $450,000 in 2024. Known for its Gold Rush history and scenic beauty, it appeals to retirees and outdoor lovers. Sonora, the county seat, has a population of around 5,000, with the county’s population spread across small towns. Tuolumne County offers a rural lifestyle with an economy based on tourism, small businesses, and government services. Its historical sites, forested areas, and proximity to Yosemite National Park attract those looking for a small-town lifestyle with scenic surroundings.

County snapshot

Market context.

CA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaSonoraMapped market area
Area code43760CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Tuolumne County

Common questions about 2026 loan limits and refinancing opportunities in California.

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