TX mortgage rates

Tyler County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Tyler County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Tyler County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Tyler County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Tyler

A local view of the market.

The real estate market in Tyler County, Texas, is currently characterized as a buyer's market, with the median home sold price reaching $215,250 as of October 2024, reflecting a 16.4% increase from the previous year. This rise in home values indicates a growing demand, yet homes are staying on the market longer, providing potential buyers with more negotiating power. Tyler County includes several small communities, with Woodville being the county seat and largest town. Woodville has a population of approximately 2,500 residents. Other notable towns include Colmesneil and Chester, each with populations under 1,000, contributing to the county's rural charm and close-knit community atmosphere. Living in Tyler County offers a predominantly rural lifestyle, with vast areas dedicated to agriculture and forestry, reflecting its historical roots in these industries. The county's economy is supported by timber production and agriculture, attracting individuals seeking a quieter, more nature-oriented way of life. Migration patterns suggest that people are moving to Tyler County for its affordable housing, natural beauty, and the opportunity to live away from the hustle and bustle of urban centers.

Questions & Answers

Refinancing in Tyler County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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