GA mortgage rates

Union County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Union County, Georgia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Union County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Union County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate
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Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Union

A local view of the market.

Union County, GA, has a growing real estate market, with median home values around $449,000 as of 2024. Known for its scenic mountain views, it attracts retirees, families, and outdoor enthusiasts in northern Georgia. Blairsville is the county seat and largest town, with a population of around 800, offering local shops, dining, and outdoor activities. Rural communities add to the county’s tranquil charm. Union County provides a rural-suburban mix, with an economy based on tourism, agriculture, and local businesses. The area’s mountains, lakes, and hiking trails make it ideal for residents seeking a nature-focused, active lifestyle.

Questions & Answers

Refinancing in Union County

Common questions about 2026 loan limits and refinancing opportunities in Georgia.

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