OH mortgage rates

Union County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Union County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Union County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$591,100
2 units$756,700
3 units$914,700
4 units$1,136,750

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all Ohio counties
Refinance Payment Estimate

Estimate Your Refinance in Union County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Union

A local view of the market.

Union County, Ohio, has a dynamic real estate market with a median home value of approximately $385,134, reflecting a 3.6% increase over the past year. Homes in this area typically go to pending status in about 10 days, indicating a competitive market environment. The county's largest city, Marysville, has a population of about 29,328, making it a central hub for residents. Other notable cities include Richwood, with a population of 2,580, and smaller communities like Milford Center and Magnetic Springs, which contribute to the county's diverse demographic landscape. Union County offers a blend of rural and suburban living, with agriculture and agribusiness playing significant roles in the local economy. The area is attractive to those seeking a balance between rural charm and suburban convenience, with many residents drawn by the county's strong educational, health, and manufacturing sectors. The county's growth is fueled by its proximity to Columbus, making it an appealing destination for those looking to escape the urban hustle while remaining connected to city amenities.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaColumbusMapped market area
Area code18140CBSA / MSA reference
Featured communityMarysvilleFrom the county record
Data year2026Aligned with this limit record
Marysville
Top cities & communities

Communities to explore.

Marysville
Questions & Answers

Refinancing in Union County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.