PA mortgage rates

Union County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Union County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Union County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Union County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Union

A local view of the market.

The real estate market in Union County, Pennsylvania, is currently experiencing a seller's market, with homes selling faster and at higher prices. As of October 2024, the median home sold price was $299,900, reflecting a 5.2% increase from the previous year. The median price per square foot was $168, indicating a robust demand for housing in the area. Union County is home to several notable cities, including Lewisburg, Mifflinburg, and New Berlin. Lewisburg, with a population of approximately 5,700, is known for its vibrant community and Bucknell University. Mifflinburg, with around 3,500 residents, is famous for its historical charm and annual festivals. New Berlin, although smaller, offers a quaint atmosphere with a population of about 800. Living in Union County offers a blend of rural and suburban lifestyles, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as education, healthcare, and manufacturing. People are drawn to Union County for its peaceful environment, community-oriented living, and the opportunity to enjoy a rural lifestyle while still having access to suburban amenities.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLewisburgMapped market area
Area code30260CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Union County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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