Union County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Union County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Union County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Union County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Union County, Pennsylvania, is currently experiencing a seller's market, with homes selling faster and at higher prices. As of October 2024, the median home sold price was $299,900, reflecting a 5.2% increase from the previous year. The median price per square foot was $168, indicating a robust demand for housing in the area. Union County is home to several notable cities, including Lewisburg, Mifflinburg, and New Berlin. Lewisburg, with a population of approximately 5,700, is known for its vibrant community and Bucknell University. Mifflinburg, with around 3,500 residents, is famous for its historical charm and annual festivals. New Berlin, although smaller, offers a quaint atmosphere with a population of about 800. Living in Union County offers a blend of rural and suburban lifestyles, with a strong emphasis on agriculture and farming. The county's economy is supported by industries such as education, healthcare, and manufacturing. People are drawn to Union County for its peaceful environment, community-oriented living, and the opportunity to enjoy a rural lifestyle while still having access to suburban amenities.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Union County
Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.
Your rate opportunity should feel clear.
InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.
Never miss a refinance opportunity.
Get clear, timely mortgage alerts without hurting your credit.
