LA mortgage rates

Union Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Union Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Union Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Union Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Union Parish

A local view of the market.

The real estate market in Union Parish, Louisiana, has seen a modest increase over the past year, with the average home value rising to $148,533, marking a 4.0% growth. This reflects a stable market with gradual appreciation in property values, making it an attractive area for potential homebuyers looking for affordable housing options. Union Parish is home to several small towns, with Farmerville being the largest. Farmerville has a population of approximately 3,800 residents and serves as the parish seat, offering a charming small-town atmosphere. Other notable towns include Bernice and Marion, each with populations under 2,000, providing a close-knit community feel. Living in Union Parish offers a predominantly rural lifestyle, with a mix of agricultural and suburban living. The area is known for its farming and agricultural activities, contributing significantly to the local economy. The top industries include agriculture, forestry, and manufacturing. People may be drawn to Union Parish for its peaceful rural environment, lower cost of living, and the opportunity to engage in agricultural pursuits, making it an appealing destination for those seeking a quieter, more laid-back lifestyle.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMonroeMapped market area
Area code33740CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Union Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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