Union County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Union County, South Carolina. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Union County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Union County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Union County, South Carolina, is currently a seller's market, with a median home sold price of $158,000 as of October 2024. This represents a decrease of 4.2% compared to the previous year. The median price per square foot stands at $117, indicating a competitive market where homes tend to sell quickly. Union County includes several notable cities, with Union being the largest. Union has a population of approximately 8,000 residents, serving as the county seat and a central hub for the area. Other significant communities include Jonesville and Lockhart, each contributing to the county's overall population and providing a mix of residential and commercial opportunities. Living in Union County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and small-town charm. The county's economy is supported by industries such as manufacturing and agriculture, attracting residents seeking a quieter lifestyle with access to larger cities nearby. The migration patterns suggest that people are moving to Union County for its affordable housing and the appeal of a close-knit community environment.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Union County
Common questions about 2026 loan limits and refinancing opportunities in South Carolina.
Your rate opportunity should feel clear.
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