TX mortgage rates

Uvalde County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Uvalde County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Uvalde County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Uvalde County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Uvalde

A local view of the market.

The real estate market in Uvalde County, Texas, has seen a notable increase in home values over the past year. As of October 2024, the median home sold price in the county was $239,000, reflecting an 11.2% rise from the previous year. This growth indicates a buyer's market, where homes are generally more affordable and tend to stay on the market longer. Uvalde County is home to several key cities, with Uvalde being the largest, boasting a population of approximately 15,312 as of 2021. Other notable towns include Uvalde Estates with a population of 2,388, Sabinal with 1,401 residents, and Knippa with 808 people. Living in Uvalde County offers a mix of rural and suburban experiences, with a strong emphasis on agriculture and farming. The county's economy is supported by top industries such as agriculture, hunting, and tourism, attracting individuals seeking a quieter, more rural lifestyle. The migration patterns suggest that people are moving to Uvalde County for its affordable housing and the appeal of a more relaxed, country living environment.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaUvaldeMapped market area
Area code46620CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Uvalde County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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