TX mortgage rates

Val Verde County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Val Verde County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Val Verde County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Val Verde County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Val Verde

A local view of the market.

Val Verde County's real estate market has seen fluctuations in recent months. As of October 2024, the median list price for homes was $162,450, reflecting a significant decrease of 22.6% from the previous month. The average home value in the county stands at $200,765, marking a 4.7% increase over the past year. The county includes several notable cities, with Del Rio being the largest. Del Rio has a population of approximately 35,000 and serves as the county seat. Other significant communities include Comstock and Val Verde Park, each contributing to the county's diverse demographic and cultural landscape. Living in Val Verde County offers a blend of rural and suburban experiences. The area is characterized by its agricultural roots, with farming and ranching playing a significant role in the local economy. The county's top industries include agriculture, retail, and public administration. Real estate migration patterns suggest that people are drawn to the county for its affordable housing and the appeal of a quieter, rural lifestyle compared to urban centers.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaDel RioMapped market area
Area code19620CBSA / MSA reference
Featured communityDel RioFrom the county record
Data year2026Aligned with this limit record
Del Rio
Top cities & communities

Communities to explore.

Del Rio
Questions & Answers

Refinancing in Val Verde County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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