OH mortgage rates

Van Wert County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Van Wert County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Van Wert County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Van Wert County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Van Wert

A local view of the market.

The real estate market in Van Wert County, Ohio, has seen significant changes recently. As of October 2024, the median home list price is $89,900, reflecting a 60% decrease from the previous year. The average home value in the county is $174,383, which has increased by 8.5% over the past year, and homes typically go pending in about 15 days. Van Wert County includes several notable cities, with Van Wert being the largest. The city of Van Wert has a population of approximately 10,676 residents. Other key cities include Delphos, with a population of around 7,101, and Ohio City, which is smaller with a population of about 700. These cities contribute to the county's overall character and economy. Living in Van Wert County offers a blend of rural and suburban experiences. The county is known for its agricultural roots, with farming and agriculture playing a significant role in the local economy. Suburban life is also prevalent, providing residents with a peaceful environment while still having access to essential amenities. The top industries in the county include manufacturing, healthcare, and education, attracting people looking for employment opportunities and a quieter lifestyle. Migration patterns suggest that people may be moving to Van Wert County for its affordable housing and the appeal of a rural-suburban mix.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaVan WertMapped market area
Area code46780CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Van Wert County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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