PA mortgage rates

Venango County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Venango County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Venango County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Venango County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Venango

A local view of the market.

The real estate market in Venango County, Pennsylvania, has seen a notable increase in home values. As of October 2024, the median listing home price was $192,500, reflecting a 10% rise from the previous year. The median price per square foot was $129, indicating a growing demand and appreciation in property values. Venango County comprises several key cities, with Franklin and Oil City being among the most prominent. Franklin has a population of approximately 6,000 residents, while Oil City is home to around 10,000 people. These cities serve as central hubs for the county, offering a mix of residential and commercial opportunities. Living in Venango County offers a blend of rural and suburban lifestyles, with a significant emphasis on agriculture and small-town charm. The county's economy is supported by industries such as manufacturing, healthcare, and education. Real estate migration patterns suggest that people are attracted to the area for its affordable housing, scenic landscapes, and a slower pace of life, making it an appealing choice for those seeking a balance between rural tranquility and suburban convenience.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaOil CityMapped market area
Area code36340CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Venango County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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