LA mortgage rates

Vermilion Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Vermilion Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Vermilion Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Vermilion Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Vermilion Parish

A local view of the market.

The real estate market in Vermilion Parish, Louisiana, is experiencing some fluctuations. As of recent data, the average home value in the parish is approximately $150,925, marking a decrease of 8.9% over the past year. However, the median sale price of homes has slightly increased by 0.8% year-over-year, reaching $225,000. Vermilion Parish is home to several notable cities, including Abbeville, Kaplan, and Maurice. Abbeville, the largest city in the parish, serves as the parish seat and has a population of approximately 12,000 residents. Kaplan and Maurice are smaller, with populations around 4,600 and 1,700, respectively, offering a more intimate community feel. Living in Vermilion Parish offers a blend of rural and suburban lifestyles, with a strong emphasis on agriculture and farming. The parish is known for its rice and crawfish farming, contributing significantly to the local economy. Many residents are drawn to the area for its affordable housing and the opportunity to live in a community with a rich cultural heritage and a slower pace of life, making it an attractive option for those seeking to escape the hustle and bustle of larger cities.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLafayetteMapped market area
Area code29180CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Vermilion Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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