LA mortgage rates

Vernon Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Vernon Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Vernon Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Vernon Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Vernon Parish

A local view of the market.

The real estate market in Vernon Parish, Louisiana, has seen some fluctuations recently. The average home value in the area is approximately $153,248, which represents a slight decrease of 1.2% over the past year. Additionally, homes in Vernon Parish have a median value of $141,900, with the median rent price being $1,020. The top cities in Vernon Parish include Leesville and New Llano. Leesville is the largest city and serves as the parish seat, offering a population of approximately 6,500 residents. New Llano, a smaller town, has a population of around 2,500 people. These cities provide a mix of suburban and small-town living, contributing to the overall character of the parish. Living in Vernon Parish offers a blend of rural and suburban experiences. The area is characterized by its agricultural roots, with farming and related industries playing a significant role in the local economy. The presence of Fort Polk, a major military installation, also influences the local economy and real estate market, attracting military families and personnel. This contributes to a dynamic migration pattern, with people moving to the area for both military assignments and the appeal of a quieter, rural lifestyle.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaFort Polk SouthMapped market area
Area code22860CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Vernon Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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