IN mortgage rates

Wabash County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Wabash County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Wabash County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Wabash County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Wabash

A local view of the market.

The real estate market in Wabash County, Indiana, has seen significant activity in 2024. The median home sold price in Wabash was $154,750 in October 2024, reflecting a decrease of 10.2% from the previous month. Meanwhile, the median listing home price in the county was $179,900, showing an increase of 4.9% year-over-year. Wabash County includes several notable cities, with Wabash being the largest. The city of Wabash has a population of approximately 10,000 residents and is known for its affordable housing market, with a median home value of $168,806. North Manchester, another significant town in the county, has a higher median listing home price of $317,900, indicating a more competitive market. Living in Wabash County offers a mix of rural and suburban experiences, with a strong presence of agriculture and farming. The county's economy is supported by industries such as manufacturing and education, with Manchester University located in North Manchester. The area's affordable housing and rural charm attract people seeking a quieter lifestyle, contributing to migration patterns favoring Wabash County as a desirable place to live.

County snapshot

Market context.

IN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaWabashMapped market area
Area code47340CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Wabash County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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