MN mortgage rates

Wabasha County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Wabasha County, Minnesota. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Wabasha County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Wabasha County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Wabasha

A local view of the market.

The real estate market in Wabasha County, Minnesota, has shown a slight increase in home values over the past year. As of October 2024, the median home sold price was $280,000, reflecting a 1.8% increase from the previous year. The median price per square foot was reported at $159, indicating a stable market environment for both buyers and sellers. Wabasha County is home to several key cities, each contributing to the county's overall appeal. Lake City, known for its scenic views along Lake Pepin, has a population of approximately 5,000 residents. The city of Wabasha, the county seat, has a population of around 2,500 and is famous for its historic charm and the National Eagle Center. Other notable cities include Plainview and Mazeppa, which offer a blend of small-town living and community-focused amenities. Living in Wabasha County offers a mix of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county's landscape is dotted with farms and open spaces, providing a peaceful environment for residents. Top industries include agriculture, manufacturing, and healthcare, attracting individuals seeking a quieter lifestyle away from urban centers. The county's natural beauty and community-oriented living make it an attractive destination for those looking to relocate from more densely populated areas.

County snapshot

Market context.

MN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaRochesterMapped market area
Area code40340CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Wabasha County

Common questions about 2026 loan limits and refinancing opportunities in Minnesota.

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