Waller County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Waller County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Waller County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Waller County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Waller County, Texas, is currently characterized as a buyer's market, with the median home sold price at $327,995 as of October 2024, reflecting a 3% increase from the previous year. Homes in the county are priced at an average of $159 per square foot, and the market has seen a slight increase in inventory, with 222 homes available for sale, marking an 8.8% rise from the previous month. Waller County is home to several notable cities, including Waller, Hempstead, and Brookshire. Waller, with a median listing home price of $414,500, is one of the larger cities in the county. Hempstead, known for its affordability, has a median listing price of $375,000, while Brookshire offers a median price of $390,000. These cities contribute significantly to the county's overall population and economic activity. Living in Waller County offers a blend of rural and suburban lifestyles, with a strong presence of agriculture and farming. The county's economy is supported by industries such as agriculture, manufacturing, and education, with Prairie View A&M University being a major employer. The area's appeal includes its proximity to Houston, providing both a peaceful rural environment and access to urban amenities, which attracts people seeking a balance between country and city life.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Waller County
Common questions about 2026 loan limits and refinancing opportunities in Texas.
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