MS mortgage rates

Walthall County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Walthall County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Walthall County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Walthall County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Walthall

A local view of the market.

The real estate market in Walthall County, Mississippi, has seen significant changes recently. As of October 2024, the median listing home price in the county was $285,000, reflecting a substantial increase of 54.7% year-over-year. Meanwhile, the average home value stands at $142,189, marking a modest annual increase of 0.9%. Tylertown is the primary city in Walthall County, serving as the county seat. It is a small community with a population of approximately 1,500 residents. This city is central to the county's social and economic activities, providing essential services and amenities to its residents. Walthall County offers a predominantly rural lifestyle, characterized by its vast agricultural lands and small-town charm. The county's economy is largely supported by agriculture, with farming being a significant industry. Many people are drawn to Walthall County for its peaceful rural environment, affordable housing, and the opportunity to engage in farming and other agricultural activities. The migration patterns suggest that individuals seeking a quieter, more laid-back lifestyle are increasingly considering Walthall County as a viable option.

Questions & Answers

Refinancing in Walthall County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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