WI mortgage rates

Walworth County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Walworth County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Walworth County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Walworth County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Walworth

A local view of the market.

Walworth County's real estate market has seen a steady increase in home values over the past year. As of October 2024, the median home price in the county is approximately $367,514, reflecting a 6.8% rise from the previous year. The average home value is reported to be $366,085, with homes typically going pending in about 34 days. The county is home to several notable cities, including Lake Geneva, Delavan, Elkhorn, and Whitewater. Lake Geneva is a popular destination with a median listing home price of $537,500, while Delavan offers more affordable options with a median price of $352,900. Elkhorn and Whitewater also contribute to the county's vibrant community, each with their unique offerings and amenities. Living in Walworth County offers a mix of rural and suburban experiences. The area is known for its agricultural roots, with farming and agriculture playing significant roles in the local economy. Additionally, the county attracts new residents due to its scenic landscapes and proximity to larger urban areas, making it an appealing choice for those seeking a balance between rural charm and suburban convenience. The top industries include agriculture, tourism, and manufacturing, which support the county's economic stability and growth.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaWhitewaterMapped market area
Area code48580CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Walworth County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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