IN mortgage rates

Warren County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Warren County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Warren County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Warren County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Warren

A local view of the market.

The real estate market in Warren County, Indiana, has seen a significant decline in median home prices, with the median listing price at $220,000 in October 2024, marking a 40.9% decrease year-over-year. The median sold home price was slightly lower at $197,200, and the market is currently considered a buyer's market, indicating that the supply of homes exceeds demand. Warren County comprises several small towns, with Williamsport being the largest and serving as the county seat. Other notable towns include West Lebanon and Pine Village. These towns are characterized by small populations, contributing to the county's rural charm and close-knit community feel. Living in Warren County offers a predominantly rural lifestyle, with agriculture being a significant part of the local economy. The county's landscape is dotted with farms and open fields, providing a peaceful, countryside living experience. The top industries in the area include agriculture and manufacturing, attracting individuals seeking a quieter, rural lifestyle away from urban centers. Migration patterns suggest that people move to Warren County for its affordable housing and the appeal of a slower-paced, rural life.

County snapshot

Market context.

IN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLafayette-West LafayetteMapped market area
Area code29200CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Warren County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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