MS mortgage rates

Warren County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Warren County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Warren County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Warren County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Warren

A local view of the market.

The real estate market in Warren County, Mississippi, is experiencing a notable increase in home values. As of October 2024, the median listing home price in the county was $207,000, reflecting a significant year-over-year increase of 25.5%. Warren County comprises several cities, with Vicksburg being the largest and most prominent. Vicksburg is known for its historical significance and has a median listing home price of $207,000. Other notable cities include Beechwood, with a higher median home price of $279,900, and Eagle Bend, which is more affordable with a median listing price of $80,000. Living in Warren County offers a mix of rural and suburban experiences. The area is characterized by its agricultural roots, with farming and agriculture playing a significant role in the local economy. Suburban life is also prevalent, especially in areas closer to Vicksburg. The county's top industries include agriculture, manufacturing, and tourism, with many people moving to the area for its affordable housing and rich cultural history.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaVicksburgMapped market area
Area code46980CBSA / MSA reference
Featured communityVicksburgFrom the county record
Data year2026Aligned with this limit record
Vicksburg
Top cities & communities

Communities to explore.

Vicksburg
Questions & Answers

Refinancing in Warren County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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