Warren County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Warren County, New Jersey. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Warren County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Warren County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
Warren County, New Jersey's real estate market is experiencing a notable increase in home values. As of October 2024, the median listing home price in the county is approximately $413,500, reflecting an 8.8% rise year-over-year. The median sold home price is slightly lower at $385,000, indicating a competitive market where homes are selling close to their listing prices. The county is home to several prominent cities, each contributing to its vibrant community. Phillipsburg, with a median listing price of $322,500, is one of the more affordable areas, while Hackettstown, known for its quick property turnover, has a median listing price of $487,500. Washington and Hardwick Township also stand out, with median listing prices of $500,000 and $499,900, respectively, offering diverse options for potential homeowners. Living in Warren County offers a blend of rural and suburban lifestyles, with vast agricultural lands and suburban neighborhoods. The county's economy is supported by industries such as agriculture, manufacturing, and retail trade. Many people are drawn to Warren County for its scenic landscapes and the balance it offers between rural charm and suburban convenience, making it an attractive destination for those seeking a quieter lifestyle while still being within reach of urban amenities.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Refinancing in Warren County
Common questions about 2026 loan limits and refinancing opportunities in New Jersey.
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