OH mortgage rates

Warren County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Warren County, Ohio. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Warren County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Warren County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Warren

A local view of the market.

Warren County, Ohio, has a thriving real estate market with a median listing home price of $434,900 as of October 2024, reflecting a 9% increase year-over-year. The median sold home price is $365,000, and the area is considered a seller's market, indicating high demand and limited inventory. The county includes several prominent cities such as Mason, with a population of approximately 34,000, and Lebanon, with around 20,000 residents. Springboro is another key city, boasting a population of about 18,000. These cities are known for their excellent schools and vibrant communities, making them attractive places to live. Living in Warren County offers a mix of suburban and rural experiences. The area is characterized by suburban neighborhoods with access to amenities and rural spaces that support agriculture and farming. The top industries in the county include manufacturing, healthcare, and retail. Many people are drawn to Warren County for its quality of life, excellent schools, and the balance of suburban convenience with rural charm.

County snapshot

Market context.

OH

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaCincinnatiMapped market area
Area code17140CBSA / MSA reference
Featured communitiesLebanon · MasonFrom the county record
Data year2026Aligned with this limit record
LebanonMason
Top cities & communities

Communities to explore.

LebanonMason
Questions & Answers

Refinancing in Warren County

Common questions about 2026 loan limits and refinancing opportunities in Ohio.

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