TN mortgage rates

Warren County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Warren County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Warren County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Warren County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Warren

A local view of the market.

The real estate market in Warren County, Tennessee, is currently experiencing a buyer's market, with the median home sold price at $266,100 as of October 2024, reflecting a 3.8% increase from the previous year. The average price per square foot is $185, and homes tend to stay on the market for an average of 42 days. Warren County includes several notable cities, with McMinnville being the largest, having a population of approximately 13,605. Other significant cities include Morrison and Rock Island, which contribute to the county's diverse residential options and community life. Living in Warren County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county is known for its farming and agricultural industries, which attract individuals seeking a quieter, rural lifestyle. Additionally, the area is seeing migration from urban centers as people look for more space and a slower pace of life, making it an attractive destination for those seeking suburban life with rural charm.

County snapshot

Market context.

TN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMcminnvilleMapped market area
Area code32660CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Warren County

Common questions about 2026 loan limits and refinancing opportunities in Tennessee.

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