VA mortgage rates

Warren County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Warren County, Virginia. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Warren County

Conforming Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

FHA Loan Limits

Per property
1 unit$1,249,125
2 units$1,599,375
3 units$1,933,200
4 units$2,402,625

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all Virginia counties
Refinance Payment Estimate

Estimate Your Refinance in Warren County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Warren

A local view of the market.

The real estate market in Warren County, Virginia, is experiencing growth, with the median home price reaching approximately $384,777 as of October 2024, reflecting a 6.9% increase from the previous year. The market is considered a seller's market, indicating that homes are selling quickly and often above the asking price. Front Royal is the largest town in Warren County, serving as the county seat with a population of around 15,000 residents. Other notable areas include Linden and Bentonville, which are smaller but contribute to the county's overall charm and appeal. Warren County offers a mix of rural and suburban living, with a strong emphasis on agriculture and outdoor activities. The county's economy is supported by industries such as tourism, agriculture, and manufacturing. The scenic beauty and proximity to the Shenandoah National Park attract new residents seeking a quieter lifestyle with easy access to nature, making it a popular choice for those moving from more urban areas.

County snapshot

Market context.

VA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaWashington-Arlington-AlexandriaMapped market area
Area code47900CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Warren County

Common questions about 2026 loan limits and refinancing opportunities in Virginia.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.