IN mortgage rates

Warrick County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Warrick County, Indiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Warrick County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Warrick County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Warrick

A local view of the market.

In Warrick County, Indiana, the real estate market is experiencing a moderate increase in home values. As of October 2024, the median listing home price was approximately $324,500, reflecting a 2.5% increase from the previous year. The median price per square foot was $156, and homes sold for a median price of $274,000, indicating a balanced market where supply and demand are relatively equal. The county includes several notable cities, with Newburgh being the most populous and affluent, having a median home price of $339,900. Boonville, the county seat, offers more affordable housing with a median price of $204,500. Chandler and Elberfeld are also significant towns, with median home prices of $219,900 and $267,500, respectively. Warrick County offers a mix of rural and suburban living, with agriculture playing a significant role in the local economy. The area is known for its farming and agricultural activities, providing a rural charm alongside suburban amenities. The county's top industries include manufacturing and healthcare, attracting new residents seeking employment opportunities. People are moving to Warrick County for its affordable housing, quality schools, and the balance of rural and suburban lifestyles.

County snapshot

Market context.

IN

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaEvansvilleMapped market area
Area code21780CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Warrick County

Common questions about 2026 loan limits and refinancing opportunities in Indiana.

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