OR mortgage rates

Wasco County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Wasco County, Oregon. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Wasco County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Wasco County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Wasco

A local view of the market.

The real estate market in Wasco County, Oregon, has seen some fluctuations recently. As of October 2024, the median home value in the county is approximately $394,241, reflecting a 1.4% increase over the past year. Homes in the area typically go pending in about 46 days, indicating a reasonably active market. Wasco County includes several notable cities, with The Dalles being the largest, boasting a population of around 15,000 residents. Other significant towns include Mosier, known for its scenic views and a smaller population of about 430, and Maupin, which offers a more rural lifestyle with approximately 430 residents. These towns contribute to the county's diverse living environments, from urban to rural settings. Living in Wasco County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape supports farming and outdoor recreational activities, attracting those interested in a quieter, nature-oriented lifestyle. The top industries include agriculture, tourism, and small-scale manufacturing, which draw people seeking a balance between work and a peaceful living environment. The county's appeal lies in its scenic beauty and the slower pace of life, making it an attractive destination for those looking to escape the hustle of larger cities.

County snapshot

Market context.

OR

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaThe DallesMapped market area
Area code45520CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Wasco County

Common questions about 2026 loan limits and refinancing opportunities in Oregon.

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