MS mortgage rates

Washington County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Washington County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Washington County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Washington County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Washington

A local view of the market.

Washington County, Mississippi, has seen a notable increase in its real estate market, with the median listing home price reaching $119,000 in October 2024, marking a 25.3% year-over-year increase. This trend indicates a growing demand for housing in the area, with homes selling after an average of 64 days on the market. The county includes several cities, with Greenville being the largest and most prominent. Greenville has a median listing home price of $119,000 and is known for its affordable housing options. Other notable cities in Washington County include Leland, with a median home price of $115,000, and Lamont, which is the most affordable with a median price of $89,900. Washington County offers a mix of rural and suburban living, with a strong presence of agriculture and farming. The county's economy is supported by industries such as agriculture, manufacturing, and retail. The area attracts people looking for a quieter lifestyle with more space, often moving from urban areas for its affordable housing and community-oriented environment. The county's rich agricultural heritage and suburban amenities make it an appealing choice for families and retirees alike.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaGreenvilleMapped market area
Area code24740CBSA / MSA reference
Featured communityGreenvilleFrom the county record
Data year2026Aligned with this limit record
Greenville
Top cities & communities

Communities to explore.

Greenville
Questions & Answers

Refinancing in Washington County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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