OR mortgage rates

Washington County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Washington County, Oregon. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Washington County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$701,500
2 units$898,050
3 units$1,085,550
4 units$1,349,050

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Washington County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Washington

A local view of the market.

In Washington County, Oregon, the real estate market is characterized by a stable median listing home price of $604,900 as of October 2024. The median sold home price is slightly lower at $575,000, indicating a competitive market where homes are selling close to their listing prices. This reflects a balanced market with a sale-to-list price ratio of 100%, suggesting that buyers are paying approximately the asking price for homes. The county is home to several prominent cities, including Beaverton, Hillsboro, Tigard, and Sherwood. Beaverton, with a median listing home price of $535,000, is a bustling city with numerous amenities and a strong community vibe. Hillsboro, known for its tech industry presence, has a median listing price of $566,000. Tigard offers a suburban feel with a median home price of $660,200, while Sherwood, known for its excellent schools, has a higher median listing price of $705,000. Living in Washington County offers a mix of suburban and rural lifestyles, with areas dedicated to agriculture and farming alongside suburban neighborhoods. The county's economy is bolstered by industries such as technology, manufacturing, and agriculture, attracting a diverse workforce. The region's appeal includes its proximity to Portland, scenic landscapes, and a strong job market, making it an attractive destination for those seeking a balance of urban and rural living.

County snapshot

Market context.

OR

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPortland-Vancouver-HillsboroMapped market area
Area code38900CBSA / MSA reference
Featured communitiesTigard · Hillsboro · BeavertonFrom the county record
Data year2026Aligned with this limit record
TigardHillsboroBeaverton
Top cities & communities

Communities to explore.

TigardHillsboroBeavertonTualatinSherwoodForest Grove
Questions & Answers

Refinancing in Washington County

Common questions about 2026 loan limits and refinancing opportunities in Oregon.

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