PA mortgage rates

Washington County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Washington County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Washington County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Washington County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Washington

A local view of the market.

Washington County, Pennsylvania, has a dynamic real estate market with a median listing home price of $240,000 as of October 2024, reflecting a 2.1% increase from the previous year. The median price per square foot is $156, and homes typically sell for around $262,000, indicating a balanced market where supply and demand are relatively equal. The county is home to several notable cities, including Washington, Peters Township, and Canonsburg. Washington, the county seat, has a median home price of $229,900 and offers a mix of urban and suburban living. Peters Township is known for its higher median home price of $618,700, reflecting its appeal as a desirable suburban area with excellent schools. Canonsburg, with a median home price of $349,900, is another attractive location, offering a blend of suburban and rural living. Living in Washington County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's landscape includes farms and open spaces, providing a rural charm, while suburban areas offer modern amenities and community activities. Key industries include healthcare, education, and manufacturing, which attract residents seeking employment opportunities. The county's appeal is enhanced by its proximity to Pittsburgh, making it an attractive option for those looking to escape the city's hustle while maintaining access to urban conveniences.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPittsburghMapped market area
Area code38300CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Washington County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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