LA mortgage rates

Washington Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Washington Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Washington Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Washington Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Washington Parish

A local view of the market.

The real estate market in Washington Parish, Louisiana, has seen a decline in home values over the past year. The average home value is approximately $117,954, which represents a decrease of 6.0% from the previous year. In September 2024, the median sale price was $164,000, down 10.4% compared to the previous year. Washington Parish is home to several notable cities, including Franklinton and Bogalusa. Franklinton, the parish seat, has a population of approximately 3,800 residents, while Bogalusa is the largest city in the parish with a population of around 11,000 people. Living in Washington Parish offers a predominantly rural lifestyle with a mix of suburban areas. The parish is known for its agricultural activities, including farming and livestock. The top industries in the area include agriculture, forestry, and manufacturing. People may be drawn to Washington Parish for its affordable housing and the appeal of a quieter, rural lifestyle compared to urban areas.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBogalusaMapped market area
Area code14220CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Washington Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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