Washington County
Clear, current 2026 mortgage and refinance loan limits for homeowners in Washington County, Tennessee. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

2026 Mortgage Loan Limits
Washington County
Conforming Loan Limits
Per propertyFHA Loan Limits
Per propertyEstimate Your Refinance in Washington County
Use your current mortgage details to estimate a new refinance payment and potential monthly savings.
Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.
A local view of the market.
The real estate market in Washington County, Tennessee, is currently experiencing a seller's market, with the median home sold price at $320,359 as of October 2024. This represents a 5.8% increase from the previous year, and the median price per square foot is $182. This trend indicates a competitive market where homes are selling relatively quickly and often at higher prices. Washington County is home to several notable cities, with Johnson City being the largest and most prominent. Johnson City has a population of approximately 67,000, making it a significant urban center in the region. Other important cities include Jonesborough, which is known for its historic charm and has a population of around 5,000, and Gray, a smaller community that contributes to the county's suburban feel. Living in Washington County offers a mix of rural and suburban experiences, with a strong presence of agriculture and farming alongside suburban developments. The county's economy is supported by industries such as healthcare, education, and manufacturing, which attract new residents. People are moving to Washington County for its affordable housing, quality of life, and the scenic beauty of the Appalachian region, making it an attractive destination for both families and retirees.
Market context.
Public location data associated with this county record. Optional fields are shown only when present in the source.
Communities to explore.
Refinancing in Washington County
Common questions about 2026 loan limits and refinancing opportunities in Tennessee.
Your rate opportunity should feel clear.
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