WI mortgage rates

Washington County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Washington County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

Official InstaRefi video preview
Watch InstaRefi Overview
2026 limits

2026 Mortgage Loan Limits

Washington County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

View all Wisconsin counties
Refinance Payment Estimate

Estimate Your Refinance in Washington County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Washington

A local view of the market.

The real estate market in Washington County, Wisconsin, is experiencing growth, with the median home sold price reaching $369,696 in October 2024, reflecting a 4.1% increase from the previous year. This indicates a healthy demand in the housing sector, with homes selling at a median price of $193 per square foot. The county is home to several prominent cities, including West Bend, Germantown, and Hartford. West Bend, the largest city, has a median listing home price of $369,900. Germantown, known for its good schools, has a median listing price of $450,000, while Hartford's median listing price stands at $399,000. Washington County offers a mix of rural and suburban living, with a strong presence of agriculture and suburban communities. The county's economy is supported by industries such as manufacturing, healthcare, and retail. The area attracts new residents due to its quality of life, affordable housing compared to nearby urban areas, and the appeal of a quieter, more spacious living environment. This has led to a steady influx of people seeking a balance between rural charm and suburban convenience.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMilwaukee-WaukeshaMapped market area
Area code33340CBSA / MSA reference
Featured communityWest BendFrom the county record
Data year2026Aligned with this limit record
West Bend
Top cities & communities

Communities to explore.

West Bend
Questions & Answers

Refinancing in Washington County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

Make the next move with confidence

Your rate opportunity should feel clear.

InstaRefi monitors the market and helps you decide when a conversation may be worth your time. No pressure. No unnecessary credit checks.

No SSN required to get alerts No impact to your credit to check Helpful by email and text
Your data stays protected.We use encryption and privacy practices designed around your trust.Read our privacy policy
Always on your side

Never miss a refinance opportunity.

Get clear, timely mortgage alerts without hurting your credit.