WI mortgage rates

Waukesha County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Waukesha County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Waukesha County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Waukesha County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Waukesha

A local view of the market.

The real estate market in Waukesha County, Wisconsin, is currently characterized as a seller's market. As of October 2024, the median home sold price was $448,772, reflecting a 6.6% increase from the previous year. The median price per square foot stands at $218, indicating a robust demand and competitive pricing environment in the area. Waukesha County is home to several prominent cities, including Waukesha, Brookfield, and New Berlin. Waukesha, the county seat, boasts a population of approximately 72,000 residents, offering a blend of suburban and urban amenities. Brookfield, with a population of around 39,000, is known for its excellent schools and family-friendly atmosphere. New Berlin, another significant city, has a population of about 40,000 and is recognized for its thriving business community and suburban charm. Living in Waukesha County offers a mix of suburban and rural experiences, with a landscape that includes both bustling suburban neighborhoods and serene rural areas. The county is known for its agricultural roots, with some areas still dedicated to farming and open spaces. The top industries in Waukesha County include manufacturing, healthcare, and retail trade, which attract a diverse workforce. Many people are drawn to the county for its high quality of life, excellent schools, and proximity to Milwaukee, making it a desirable location for families and professionals seeking a balance between urban and rural living.

County snapshot

Market context.

WI

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaMilwaukee-WaukeshaMapped market area
Area code33340CBSA / MSA reference
Featured communitiesWaukesha · Water · BrookfieldFrom the county record
Data year2026Aligned with this limit record
WaukeshaWaterBrookfield
Top cities & communities

Communities to explore.

WaukeshaWaterBrookfieldNew BerlinMenomonee FallsMuskego
Questions & Answers

Refinancing in Waukesha County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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