WI mortgage rates

Waupaca County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Waupaca County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Waupaca County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Waupaca County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Waupaca

A local view of the market.

The real estate market in Waupaca County, Wisconsin, has shown a positive trend in 2024. The median home sold price reached approximately $241,975, marking a 12.2% increase from the previous year. The average home value in the county is around $248,448, reflecting a 6.2% rise over the past year. Waupaca County includes several notable cities such as Waupaca, New London, and Clintonville. Waupaca, the county seat, has a population of approximately 6,000 residents. New London is slightly larger, with a population of around 7,000, while Clintonville is home to about 4,500 people. These cities serve as key hubs for the county, offering a mix of residential and commercial opportunities. Living in Waupaca County offers a blend of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The county is known for its farming communities and scenic landscapes, which attract those seeking a quieter, more rural lifestyle. The top industries include agriculture, manufacturing, and retail, with many residents drawn to the area for its affordable housing and quality of life. Migration patterns suggest that people move to Waupaca County for its natural beauty and the balance it offers between rural charm and suburban convenience.

Questions & Answers

Refinancing in Waupaca County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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