WI mortgage rates

Waushara County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Waushara County, Wisconsin. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Waushara County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Waushara County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Waushara

A local view of the market.

The real estate market in Waushara County, Wisconsin, has seen a notable increase in home values. As of October 2024, the median home sold price was $240,000, reflecting a 16.4% increase from the previous year. The county is currently a seller's market, meaning that home prices are generally higher and properties tend to sell faster. Waushara County includes several prominent cities such as Wautoma, Wild Rose, and Redgranite. Wautoma, the county seat, is known for its small-town charm and has a population of approximately 2,200 residents. Wild Rose, with a population of around 725, is noted for its scenic beauty and outdoor recreational opportunities. Redgranite, home to about 2,100 people, offers a mix of residential and rural living. Living in Waushara County offers a blend of rural and suburban experiences, with a strong emphasis on agriculture and outdoor activities. The area is characterized by its farmland, forests, and lakes, providing ample opportunities for farming, fishing, and hiking. The top industries in the county include agriculture, manufacturing, and healthcare. The county attracts new residents seeking a quieter, more rural lifestyle, often moving from urban areas for the natural beauty and slower pace of life.

Questions & Answers

Refinancing in Waushara County

Common questions about 2026 loan limits and refinancing opportunities in Wisconsin.

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