TX mortgage rates

Webb County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Webb County, Texas. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Webb County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Webb County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Webb

A local view of the market.

The real estate market in Webb County, Texas, has seen some fluctuations in recent times. As of October 2024, the median listing home price was approximately $254,900, reflecting a 6.2% increase year-over-year. Meanwhile, the average home value was reported to be around $205,285, which is a decrease of 3.8% over the past year. Webb County is home to several cities, with Laredo being the largest and most prominent. Laredo has a population of over 260,000 residents and serves as a major hub for trade and commerce due to its location on the U.S.-Mexico border. Other notable cities in the county include Rio Bravo and El Cenizo, which have smaller populations but contribute to the county's diverse community. Living in Webb County offers a mix of rural and suburban experiences, with agriculture playing a significant role in the local economy. The county's top industries include trade, transportation, and utilities, largely driven by its strategic location. Real estate migration patterns suggest that people may be moving to Webb County for its economic opportunities and relatively affordable housing compared to larger metropolitan areas. The county's blend of suburban life with access to rural landscapes makes it an attractive option for those seeking a balanced lifestyle.

County snapshot

Market context.

TX

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaLaredoMapped market area
Area code29700CBSA / MSA reference
Featured communityLaredoFrom the county record
Data year2026Aligned with this limit record
Laredo
Top cities & communities

Communities to explore.

Laredo
Questions & Answers

Refinancing in Webb County

Common questions about 2026 loan limits and refinancing opportunities in Texas.

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