MS mortgage rates

Webster County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Webster County, Mississippi. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Webster County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Webster County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Webster

A local view of the market.

Webster County, Mississippi, has a dynamic real estate market with an average home value of approximately $154,439, which has seen a decrease of 6.9% over the past year. This reflects the broader trends in the area, where housing prices have fluctuated due to various economic factors. The largest city in Webster County is Eupora, with a population of around 2,090 people. Another notable city is Mathiston, contributing to the county's overall population of approximately 10,032. These cities play a significant role in the county's demographic and economic landscape. Living in Webster County offers a blend of rural and suburban experiences. The area is predominantly rural, with agriculture being a key industry, including crops like cotton and soybeans. The county's rural charm and agricultural opportunities attract individuals seeking a quieter lifestyle away from urban centers, contributing to migration patterns where people move for a more serene environment and agricultural opportunities.

County snapshot

Market context.

MS

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaStarkvilleMapped market area
Area code44260CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in Webster County

Common questions about 2026 loan limits and refinancing opportunities in Mississippi.

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