LA mortgage rates

West Baton Rouge Parish County

Clear, current 2026 mortgage and refinance loan limits for homeowners in West Baton Rouge Parish County, Louisiana. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

West Baton Rouge Parish County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in West Baton Rouge Parish County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About West Baton Rouge Parish

A local view of the market.

The real estate market in West Baton Rouge Parish, Louisiana, has seen a notable increase in home prices. As of September 2024, the median sale price for homes in the parish was $248,000, reflecting a 10.4% increase from the previous year. The average home value in the area is approximately $243,305, indicating a stable and growing market. West Baton Rouge Parish includes several key cities, with Port Allen being the largest, having a population of around 5,000 residents. Addis and Brusly are also prominent cities within the parish, each contributing to the area's community and economic activities. These cities are known for their small-town charm and close-knit communities. Living in West Baton Rouge Parish offers a mix of rural and suburban lifestyles, with agriculture playing a significant role in the local economy. The parish is characterized by its agricultural roots, with many residents engaged in farming and related industries. The area is attractive to those seeking a quieter, more rural lifestyle while still having access to suburban amenities. Migration patterns suggest that people are moving to the parish for its affordable housing options and the appeal of a slower-paced, community-oriented lifestyle.

County snapshot

Market context.

LA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaBaton RougeMapped market area
Area code12940CBSA / MSA reference
Data year2026Aligned with this limit record
Questions & Answers

Refinancing in West Baton Rouge Parish County

Common questions about 2026 loan limits and refinancing opportunities in Louisiana.

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