PA mortgage rates

Westmoreland County

Clear, current 2026 mortgage and refinance loan limits for homeowners in Westmoreland County, Pennsylvania. Use the verified baseline numbers below to calculate your refinance payment, evaluate your home equity, and monitor when rate alerts make refinancing advantageous.

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2026 limits

2026 Mortgage Loan Limits

Westmoreland County

Conforming Loan Limits

Per property
1 unit$832,750
2 units$1,066,250
3 units$1,288,800
4 units$1,601,750

FHA Loan Limits

Per property
1 unit$541,287
2 units$693,050
3 units$837,700
4 units$1,041,125

Source: Official Federal Housing Finance Agency (FHFA) and HUD loan limit schedules. Conforming data represents conventional maximums. Last synchronized: 2026 update cycle.

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Refinance Payment Estimate

Estimate Your Refinance in Westmoreland County

Use your current mortgage details to estimate a new refinance payment and potential monthly savings.

Estimated New Monthly Payment$2,528Principal & interest only
Home value − mortgage balance
Mortgage balance ÷ home value
Added to the proposed new loan
Proposed New Loan Amount$400,000
Estimated New Payment$2,528
Estimated Monthly SavingsAdd current rate

Estimates include principal and interest only. Taxes, insurance, closing costs, and mortgage insurance are not included.

About Westmoreland

A local view of the market.

The real estate market in Westmoreland County, Pennsylvania, is experiencing a steady increase in home values. As of October 2024, the median home sold price in the county was $207,142, reflecting a 7.1% increase from the previous year. The average home value in the county is approximately $198,639, with homes typically going to pending status in about 11 days. Westmoreland County is home to several notable cities, including Greensburg, North Huntingdon, and Murrysville. Greensburg has a population of approximately 14,000 and is known for its vibrant downtown area. North Huntingdon, with a population of around 30,000, offers a suburban feel with a variety of amenities. Murrysville, known for its excellent schools, has a population of about 20,000 and is one of the more affluent areas in the county. Living in Westmoreland County offers a mix of rural and suburban lifestyles. The county features rolling hills and farmland, providing opportunities for agriculture and rural living, while also offering suburban neighborhoods with convenient access to Pittsburgh. The top industries in the area include manufacturing, healthcare, and education, which attract residents seeking employment opportunities. The county's appeal is enhanced by its affordable housing market and quality of life, drawing people who are looking to escape the higher costs and congestion of larger cities.

County snapshot

Market context.

PA

Public location data associated with this county record. Optional fields are shown only when present in the source.

Market areaPittsburghMapped market area
Area code38300CBSA / MSA reference
Featured communityMurrysvilleFrom the county record
Data year2026Aligned with this limit record
Murrysville
Top cities & communities

Communities to explore.

Murrysville
Questions & Answers

Refinancing in Westmoreland County

Common questions about 2026 loan limits and refinancing opportunities in Pennsylvania.

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